Legal

Australian Financial Services

Moneyclip is a Corporate Representative of Australian Financial Services Limited (AFS). AFS is 100% Adviser-owned. AFS is the holder of Australian Financial Services Licence No. 297239. "Australian Financial Services" is the registered business name of Australian Financial Services Limited (ACN 50 116 900 362).

Under the Corporations Act, AFS has a primary responsibility to its clients. Moneyclip Authorised Representatives act on behalf of AFS and AFS is responsible for the advice given.

Accuracy of Information

This Site has been prepared from information believed to be accurate and reliable at the time it was sourced. No Moneyclip director or employee gives any guarantee, representation or warranty as to the reliability, accuracy or completeness of the information on the Site, nor accepts any responsibility or liability arising in any way (including by reason of negligence) for errors in, or omissions from, the information on the Site. This does not limit any rights a person may have under the Trade Practices Act. Subject to the law, Moneyclip does not accept any responsibility, or owe any duty of care, to any person acting, or refraining from acting, as a result of information on the Site.

Life Insurance Policies

Applications for life insurance policies can only be made on the Application Form contained in a current Product Disclosure Statement (PDS).

Superannuation

Applications for Superannuation can only be made on an application form attached to a current Product Disclosure Statement (PDS).

Managed Investments

Applications for Managed Investments can only be made on an application form attached to a current Product Disclosure Statement (PDS).

Performance and Forecasts

The past performance of the Funds is no indication of their future performance. Any forecasts on this Site are subject to change without notice.

General Nature of Information

Any reference to currency is a reference to Australian Dollars unless otherwise specified. The information on this Site is of a general nature only. Full details of products and services on this Site can be obtained by contacting Moneyclip. This Site is not designed for the purpose of providing financial or investment advice or recommendations, and should not be relied upon as such. Professional advice tailored to your individual investment objectives, financial situation and particular needs should be sought for this purpose.

Terms and Conditions of the Site

The content on the Site is made available by Moneyclip Australian Financial Services Limited. The information linked from the URL http://www.moneyclip.com.au and housed on the same machine as houses that URL ("the Site") is subject to the following Terms and Conditions. Each and every time you access or browse this Site you are deemed to accept the Terms and Conditions of the Site. All information on the Site relating to any products or services is intended only for the information of people within Australia. No advertising or other material comprised in the Site and no offer made from the Site is intended for any person outside Australia. Offers from the Site can only be accepted by a person who is within Australia at the time of his or her acceptance.

Use of the Site is at your risk. To the extent permissible by law, Australian Financial Services Limited excludes all warranties in relation to the information available from the Site and disclaims all liability arising out of or consequent on any:

a. access by you to the information available from the Site;

b. infection by any computer virus which occurs as a result of accessing the Site or any of the content contained on the Site; or

c. use of any information or content available from the Site.

By sending any information to Moneyclip Pty Ltd (including any data, questions, comments, suggestions or information for inclusion in the Site) you:

a. represent that the information is not confidential to or owned by any person;

b. represent that the receipt of the information by Moneyclip Pty Ltd will not expose Moneyclip Pty Ltd to any civil or criminal liability;

c. licence Moneyclip Pty Ltd to use and disclose that information at any time in the future in any form and for any purpose;

d. represent that the information is not illegal, defamatory or otherwise likely to expose Moneyclip Pty Ltd to any civil or criminal liability.

By sending any information to Moneyclip Pty Ltd you agree to indemnify Moneyclip Pty Ltd and all of its employees, from any loss suffered by them as a result of any use of, or reliance on that information.

Moneyclip Pty Ltd has not reviewed any URL linked to or from any part of the Site which does not form part of the Site ("Third Party Pages").

Moneyclip Pty Ltd is not responsible for any content found on a Third Party Page, or any Site of which it forms a part. You must determine whether any page is part of the Site each time you follow a link to that page.

These Terms and Conditions and your use of the Site are governed by the laws in force in the State of Victoria, Australia.